About Sequoia Business CapitalWe don't offer one bank's rates.
We bring you a market of 100+ lenders.
Sequoia Business Capital is a Honolulu-based business funding broker - not a bank, not a direct lender. We match Hawaii businesses across Oahu, the Big Island, Maui and beyond to the right loan programs from SBA lenders, alternative finance providers, equipment specialists, and invoice buyers.
Who We Are
We Listen First
Every engagement starts with a call, not a web form. We learn your Hawaii business, your capital need, and your timeline before recommending anything.
We Search 100+ Lenders
Where a bank offers one product at one rate, we compare programs across our entire network - SBA lenders, alternative providers, equipment specialists, and invoice buyers competing for your business.
We Guide You to the Right Offer
We present competing offers side by side, explain the true cost of each, and help you choose. We earn nothing until you fund - no pressure, no hidden agenda.
CallTell us about your Hawaii business
MatchWe search 100+ lenders for the best fit
FundYou choose the right offer - no obligation
Why We Exist
Hawaii's economy is uniquely shaped by its island geography - a tourism-driven hospitality industry, a significant military and defense presence anchored by Pearl Harbor and the U.S. Indo-Pacific Command, a Pacific Rim trade position connecting East Asia with North America, and the agricultural heritage of macadamia, coffee, and diversified crops across the islands. Small business owners from Honolulu's downtown to Hilo on the Big Island and Kahului on Maui deserve access to capital that matches this diversity. Yet the traditional bank experience - rigid requirements, one product, months of paperwork - doesn't.
"Hawaii businesses deserve a lending market that works as hard as they do - not a single bank's take-it-or-leave-it offer."
Sequoia Business Capital was built to give Hawaii businesses the broker advantage: a specialist who shops your loan across 100+ lenders on your behalf, explains real competing offers side by side, and earns nothing until you fund. The result is better rates, faster decisions, and a funding experience that treats businesses like the sophisticated buyers they are.
Sequoia Business Capital at a Glance
SBA, alternative, equipment, and invoice specialists
Same-day capital to 25-year SBA loans
Most Hawaii businesses hear back within one business day
Single loan or credit facility across all programs
Hawaii Businesses We Help
Tourism & Hospitality
Waikiki hotels, Maui resorts, restaurant and tour operations across all islands need working capital, merchant cash advances, and equipment financing to serve millions of visitors annually.
Military & Defense Adjacent
Defense contractors, IT service providers, and professional services firms supporting U.S. Indo-Pacific Command, Pearl Harbor, and Marine Corps Base Hawaii need consistent access to working capital and SBA loans.
Healthcare & Medical
Hawaii's regional hospital systems and growing multi-island medical practice base create steady demand for practice loans and equipment financing.
Retail & Food Service
From Honolulu's Ala Moana Center to neighborhood small businesses across Oahu, Maui, and the Big Island, retail and F&B operators need inventory and working capital financing.
Construction & Development
Ongoing residential and commercial development across all islands drives demand for construction loans and equipment financing.
Agriculture & Food Production
Hawaii's diversified agriculture sector - macadamia, coffee, tropical produce - creates equipment financing and working capital demand, particularly on the Big Island and Maui.
What Hawaii Businesses Can Expect
Four commitments define every engagement - from the first call to the funded loan. Each one exists to give Hawaii businesses more leverage than a single-bank relationship ever could.
We Start With a Call
No web form gates the process. Call us, and a Hawaii specialist begins immediately.
Zero Upfront Fees
Sequoia Business Capital earns nothing until you fund. No application fees, no hidden charges.
Competing Offers Side by Side
You see real rates from multiple lenders before committing. We explain the true cost of each option clearly.
Hawaii Focus
We understand HI business licensing, the multi-island economy, and local SBA lender preferences - including the unique challenges of doing business in Hawaii.
Talk to a Sequoia Business Capital Specialist
No forms. No automated systems. A direct conversation about your Hawaii business and the funding options that fit.
Mon–Sat · 8am–6pm HST